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With mortgage rates hovering around 7% for the last six months and average home prices across the US continuing to rise, the new rules, which took effect in August, had spurred hope that commissions paid to real estate professionals would plunge, making homebuying and selling less expensive for average Americans. Last year, TD Cowen Insights estimated that the new rules could cause fees paid to Realtors to fall by 25% to 50%.

Chronic underbuilding has led to a shortage of new homes, driving up prices, but there have been signs that prices have leveled off in the rental market.
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Instead, commissions have remained largely unchanged since August, kra29.at according to a study released this month by real estate platform Redfin. For relatively lower-priced homes that sold for under $500,000, Redfin found that the average commission has increased since the rules took effect.

Representatives from NAR did not provide a comment when asked about the settlement.